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If you recently purchased a car, you might have heard about service plans from your sales executive. Service plans are fast becoming a popular way to make vehicle servicing and maintenance more affordable.

But with the cost of living forever increasing, and all the other costs and requirements that come with owning a vehicle, service plans are also sometimes seen as just an additional expense.

So let's take a look at whether service plans are really worth it.

A service plan requires a one of lump sum or a monthly payment towards your car's servicing. 

Depending on the plan you choose, your service plan could be for a particular dealership, meaning you will need to return to that garage each time. Alternatively you could opt for a franchise service plan meaning you could use any approved service centre for that manufacturer.

No, you can purchase a service plan at any point during your vehicle ownership. Service plans are most commonly encountered with new cars as they are usually offered and sold at the same time as the car purchase. 

Service plans for older vehicles may include different elements. It's important to read the terms and conditions of the service plan you intend to take out before purchasing.

If you decide to sell your car while you have a service plan still active, then you have a few options.

You should be able to cancel a plan and have any balance returned to you at any time.

If you are purchasing a vehicle from the same manufacturer, or you are intending on using the same dealership, you may be able to transfer the service plan to your new car.

If you decide to sell your car privately, you may be able to transfer the service plan to the new owner, adding extra value to your car. 

A service plan is not a substitute for an extended warranty and vice versa. In fact, we recommend purchasing a service plan in conjunction with your extended warranty to ensure you don't miss any vital maintenance that could affect your chances of making any warranty claims.

An extended warranty gives you an additional warranty period once your manufacturer's warranty has expired. This will cover any manufacturing defects that cause your vehicle to fail. Any kind of warranty is only usually valid if you have correctly serviced and maintained your vehicle using approved parts and providers, which is the same as a manufacturer's warranty. If you have not kept up with your servicing appropriately, you may find that any extended warranty you have invested in becomes void.

The cost of a service plan varies depending on the manufacturer or garage you choose. It will also depend on the model, manufacturer's service schedule and your annual mileage. Speak with a member of our aftersales team to get a personalised quote.

We offer a range of service plans for different vehicle manufacturers. Click one of the options below to find out more about the pricing for our manufacturer approved service plans:

In short, yes.

You will usually find over a period of 3 or so years the the costs of parts and labour increases with inflation. With a service plan your price is fixed, so it cannot be affected by price rises, nor do you pay any interest if you opt for a monthly payment. 

Other benefits to a service plan means your car will retain more value in comparison to a non-maintained car. Fully maintained and serviced vehicles also benefit from keeping their warranty in tact.

We offer a range of service plans from our approved manufacturers as well as individual service plans for other vehicles. The best thing to do is speak to our teams at our Bumpers Farm or MRG dealerships.

You can select one of the logos below to read more about the service plans on offer for that brand and enquire through our website. One of our aftersales team will be in touch to offer you a quote and set everything up for you. 



Explore our range of great-value Service Plans online today, we cater for various brand, including:

 

We also cater for Other brands, so don't worry if you're manufacturer has not been listed above.

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Chippenham Motors

Chippenham Motor Company Ltd is an Appointed Representative of Automotive Compliance Ltd, who is authorised and regulated by the Financial Conduct Authority (FCA No 497010). Automotive Compliance Ltd's permissions as a Principal Firm allows Chippenham Motor Company Ltd and MRG to act as a credit broker, not as a lender, for the introduction to a limited number of lenders and to act as an agent on behalf of the insurer for insurance distribution activities only.

We are a credit broker and not a lender. We can introduce you to a carefully selected panel of lenders, which includes manufacturer lenders linked directly to the franchises that we represent. We act on behalf of the lender for this introduction and not as your agent. We are not impartial, and we are not an independent financial advisor.

Our approach is to introduce you first to the manufacturer lender linked directly to the particular franchise you are purchasing your vehicle from, who are usually able to offer the best available package for you, taking into account both interest rates and other contributions. If they are unable to make you an offer of finance, we then seek to introduce you to whichever of the other lenders on our panel is able to make the next most suitable offer of finance for you. Our aim is to secure a suitable finance agreement for you that enables you to achieve your financial objectives. If you purchase a vehicle, in the majority of cases, we will receive a commission from your lender for introducing you to them which is either a fixed fee, or a fixed percentage of the amount that you borrow. This may be linked to the vehicle model you purchase.

Different lenders pay different commissions for such introductions, and manufacturer lenders linked directly to the franchises that we represent may also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing. But any such amounts they and other lenders pay us will not affect the amounts you pay under your finance agreement; however, you will be contributing towards the commission paid to us with the interest collected on your repayments. Before we propose you to a potential lender, we will inform you of the likely amount of commission we will receive and seek your consent to receive this commission. The exact amount of commission that we will receive will be confirmed prior to you signing your finance agreement.

All finance applications are subject to status, terms and conditions apply, UK residents only, 18s or over. Guarantees may be required.

Chippenham Motor Company Ltd is an Appointed Representative of Automotive Compliance Ltd, who is authorised and regulated by the Financial Conduct Authority (FCA No 497010). Automotive Compliance Ltd's permissions as a Principal Firm allows Chippenham Motor Company Ltd and MRG to act as a credit broker, not as a lender, for the introduction to a limited number of lenders and to act as an agent on behalf of the insurer for insurance distribution activities only.

We are a credit broker and not a lender. We can introduce you to a carefully selected panel of lenders, which includes manufacturer lenders linked directly to the franchises that we represent. We act on behalf of the lender for this introduction and not as your agent. We are not impartial, and we are not an independent financial advisor.

Our approach is to introduce you first to the manufacturer lender linked directly to the particular franchise you are purchasing your vehicle from, who are usually able to offer the best available package for you, taking into account both interest rates and other contributions. If they are unable to make you an offer of finance, we then seek to introduce you to whichever of the other lenders on our panel is able to make the next most suitable offer of finance for you. Our aim is to secure a suitable finance agreement for you that enables you to achieve your financial objectives. If you purchase a vehicle, in the majority of cases, we will receive a commission from your lender for introducing you to them which is either a fixed fee, or a fixed percentage of the amount that you borrow. This may be linked to the vehicle model you purchase.

Different lenders pay different commissions for such introductions, and manufacturer lenders linked directly to the franchises that we represent may also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing. But any such amounts they and other lenders pay us will not affect the amounts you pay under your finance agreement; however, you will be contributing towards the commission paid to us with the interest collected on your repayments. Before we propose you to a potential lender, we will inform you of the likely amount of commission we will receive and seek your consent to receive this commission. The exact amount of commission that we will receive will be confirmed prior to you signing your finance agreement.

All finance applications are subject to status, terms and conditions apply, UK residents only, 18s or over. Guarantees may be required.

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