Motability works by allowing you to exchange your mobility allowance for a new car. There are two lease agreements available:
· Contract Hire · Hire Purchase
Contract Hire is a lease agreement of three years on a new Motability car. It comes complete with insurance, tax, breakdown cover and after sales care included in the cost, as well as a number of adaptations you may need.
Hire Purchase is a contract of between two and five years and allows you to buy your own Motability vehicle. This option means you are responsible for arranging and financing your own insurance, maintenance costs and breakdown cover.